Unlocking Small Business Growth: Accessible Credit for the Underserved
PehchanPe is a platform that enables government-backed loan products with Credit Guarantee Fund Trust for Micro & Small Enterprises (CGTMSE), with a Digital First approach, in a easy straight-through process (STP).
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NTC
Streamlining Priority Sector Lending for Financial Institutions
We empower Financial Institutions to build secure full stack lending journeys with optimised collections efficiencies, ensuring compliance with RBI digital lending guidelines.
Digital Lending Experience
Our end-to-end digital process eliminates manual document uploads and OCR. All required documents are fetched directly from authorized sources via APIs.
Digilocker Integration
Our platform integrates with Digilocker for seamless, secure KYC and KYB journeys with authentic digital document verification.
Account Aggregator
Our platform enables secure, real-time bank statement analysis leveraging consent-based data from Financial Information Providers (FIPs).
Credit Information Companies (CIC)
Multi-bureau integration for comprehensive consumer credit scores and a wide range of credit-related metadata.
Integration with LOS, LMS, and CBS
Our technology seamlessly integrates with existing LOS, LMS, and Core Banking systems. We also provide standalone systems for those seeking comprehensive solutions.
PehchanPe UPI QR Code
Our platform revolutionizes loan repayment through an automated process and innovative daily instalment options using the PehchanPe Collections QR Code on UPI.
AI/ML Driven Analytics
Our platform leverages a powerful Business Rule Engine, and scorecard based predictions to provide comprehensive insights for informed loan decision-making.
Default Risk Monitoring
Minimize defaults and NPAs through continuous risk monitoring, dynamic policy adjustments, and proactive risk identification. Streamlined NPA resolution ensures effective default risk mitigation.
Loan Management Dashboard and Insights
- Comprehensive insights
- Real-time data and analytics
- Drive operational efficiency and profitability
Incubated with RBIH
PehchanPe was featured in Reserve Bank Innovation Hub and winner of RBIH Swanari Techsprint 2022.
Our customers have nice things to say about us
Discover firsthand testimonials from our satisfied customers, showcasing their experiences with our platform. Hear their voices, embrace their stories.
Komal Tekwani
Momos Seller, Jaipur
"Getting a loan from PehchanPe was so easy. I can now get a new cart, increase the number of menu items, and charge more to earn more, to expand my business."
Hanuman Prajapati
Matka Seller, Jaipur
"I have been selling earthen pots since last 40 years. Through PehchanPe I was able to open an account and get a loan of Rs 10,000 within two days to expand my business."
Jhuma Bano
Vegetable Seller, Jaipur
"I have been a seller for Ten years. Through PehchanPe I was able to get a loan of Rs 10,000 and expand my business and was able to achieve significant growth."
Helping Banks and NBFCs to drive financial inclusion
Book a DemoWe empower Financial Institutions to build secure full stack lending journeys with optimised collections efficiencies, ensuring compliance with RBI digital lending guidelines.